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The Mutual Fund industry stayed resilient in December 2025, with AAUM rising 0.83% to ₹81.98 lakh crore from ₹81.32 lakh crore in November, supported by a mix of market gains and fresh inflows.

Equity-oriented mutual fund inflows declined by 6% month-on-month to ₹28,054 crore and falling 32% year-on-year versus ₹41,155 crore in December 2024.

Among hybrid schemes, Multi-Asset Allocation led with ₹7,426 crore, accounting for over 69% of total hybrid flows, signaling a clear investor tilt toward diversified exposure across equity, debt and commodities.

Passive flows rebounded sharply, with inflows jumping 74% from the lower November base.

Debt mutual funds saw heavy redemptions, with net outflows widening to ₹1.32 lakh crore largely due to quarter-end liquidity needs and advance tax/quarterly obligations.

SIP inflows hit a fresh record of ₹31,002 crore, up 5% from ₹29,445 crore in November, reinforcing the strength of systematic retail participation.

For more details, read our December 2025 Mutual Fund Flow Report.